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These Terms of Service ("Terms") govern your use of the ZivFin website (zivfin.com) and related services (the "Service") provided by ZivFin ("we", "us"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Service. Registration is open only to users aged 14 or older.
We provide information and community services about global financial markets. Key features include: (1) market data for stocks, cryptocurrencies, foreign exchange, ETFs and other financial instruments; (2) comments and posts for global discussions among users; (3) watchlists and price alerts; (4) economic calendar and curated financial news; (5) multilingual auto-translated comments; (6) personal price-prediction logs and statistics. We may modify or discontinue any part of the Service after reasonable notice.
You are responsible for providing accurate registration information and for safeguarding your password and other authentication credentials. You are liable for all activity that occurs under your account, and you must notify us immediately of any suspected unauthorized use. We may, after notice, restrict or terminate accounts that were created fraudulently or that violate these Terms.
When using the Service, you agree not to: (1) violate any law or public order; (2) infringe the rights of others (copyright, trademarks, publicity, reputation, etc.); (3) post sexually explicit, violent, discriminatory, hateful or harassing content; (4) spread fake news, market manipulation or false information; (5) engage in spam, flooding, automated bots or scraping that interferes with the Service; (6) disclose non-public material information or otherwise manipulate markets; (7) impersonate another person or misrepresent your identity. We may remove violating content without prior notice and may permanently suspend repeat offenders.
All rights to the Service and its content (text, design, logos, software, etc.) belong to us or to our licensors. Copyright in user-submitted content remains with the user, but you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, translate and distribute that content for purposes of operating, promoting and improving the Service. You represent and warrant that you own or have valid rights to any content you submit.
We may display advertisements on the Service through third-party advertising networks, including Google AdSense. The content, accuracy and legality of advertisements are the responsibility of the advertiser and the advertising network, and we are not liable for any transaction, agreement or loss resulting from clicks on advertisements. The Service may include links to external sites; we are not responsible for the policies or content of those external sites.
All information provided through the Service is provided "AS IS" without express or implied warranties of accuracy, completeness or timeliness. Market data is supplied by external data providers and may be delayed or contain errors. We are not liable for temporary outages caused by maintenance, network failures or third-party service interruptions.
All content on ZivFin — including news, analysis, market data, user-generated posts and AI-generated content — is provided for informational and educational purposes only and must not be construed as investment advice, a solicitation to trade, or a recommendation to buy or sell any financial product. All investments carry risk, including loss of principal, and past performance is not indicative of future results. Always consult a qualified financial advisor before making investment decisions and make decisions at your own risk. We disclaim all liability for losses arising from investment decisions made in reliance on information provided through the Service.
To the maximum extent permitted by applicable law, we shall not be liable for any direct, indirect, incidental, consequential or punitive damages arising out of your use of, or inability to use, the Service. Our total aggregate liability shall in no event exceed the amounts (if any) you have paid us in the twelve months preceding the event giving rise to the claim.
We may revise these Terms in response to legal developments or changes in the Service. We will provide at least 7 days' notice of material changes (30 days for changes that are unfavorable to users) by posting on this page or by email. If you do not agree to the revised Terms, you may stop using the Service by closing your account; continued use after the effective date constitutes acceptance of the revised Terms.
These Terms and any dispute arising in connection with the Service shall be governed by the laws of the jurisdiction in which ZivFin operates, and disputes shall be subject to the exclusive jurisdiction of the courts of that jurisdiction. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force. Questions about these Terms should be sent to support@zivfin.com.